Manage borrowing balances, calculate interest schedules, set EMI due alerts, and monitor investments in gold, stocks, FDs, and property.
Yes. Likhtam includes dedicated ledgers for loans and borrowings with automated EMI schedule alerts, alongside an investment manager to record market value and unrealized profit/loss over time.
Real features engineered for real business operations, not generic templates.
Receive advance notifications before monthly loan installments are debited.
Correctly accounts for interest expense while reducing the underlying loan liability.
Record holdings in stocks, FDs, gold, government bonds, and property.
Update current valuations to monitor unrealized gains or losses across your assets.
A clear, step-by-step process designed to keep your books completely balanced.
Input lender name, principal amount, tenure, interest rate, and monthly EMI.
Likhtam reminds you before due dates so accounts never lack liquidity.
One tap records the bank payout and splits interest vs principal reduction.
View complete debt liabilities alongside investment asset values on your books.
Clear details about Likhtam's capabilities, offline support, and compliance.
Yes. Likhtam supports both Loans Borrowed (liabilities) and Loans Given (assets) with individual running ledgers.
Yes. Outstanding loan balances appear accurately under Liabilities, and investments appear under Assets.
Free forever on your phone or PC. Optional cloud sync and multi-user access when you need it.